Lendingkart: Business Loan App

Get fast, collateral-free business loans designed for Indian micro, small, and medium enterprises. Lendingkart is an RBI-registered NBFC that has funded over 280,000 businesses across 4,000+ cities, disbursing more than ₹18,000 crores to entrepreneurs who need working capital, inventory financing, or growth funding without pledging assets.

Apply entirely online through a streamlined digital process. Upload documents, verify your bank statements using Account Aggregator technology, and receive approval without visiting a branch. Loan amounts range from ₹50,000 to ₹2 crores, with interest rates starting from 1.25% per month (approximately 28.66% annualized) depending on your credit profile. Repay flexibly over 6 to 36 months with transparent terms—no hidden fees, no surprise charges.

E-commerce sellers, restaurant owners, retail shops, startups, transporters, cold storage operators, and manufacturers all rely on this app to scale operations. Whether you need inventory funding for seasonal demand, working capital to stock products, or cash to expand locations, the loan structure is customized to your business needs. The app shows you exact figures upfront: loan amount, disbursed amount, monthly EMI, tenure, total charges, APR range, and total repayment—so you know exactly what you're committing to.

Dedicated customer support is available to guide you through application and repayment. Ticket your queries directly in the app, and receive help when you need it. Fast turnaround times mean you get capital quickly, and auto top-ups let you request additional credit as your business grows.

Lendingkart: Business Loan App removes the barriers to growth for small business owners across India. Download today and take the first step toward funding your next chapter.